THE COSMOS CO-OPERATIVE BANK LTD.
BALANCE SHEET AS AT 31ST MARCH, 2007.
AS AT 31ST				AS AT 31ST	AS AT 31ST				AS AT 31ST
MARCH,06		CAPITAL AND LIABILITIES	SCH	MARCH,07	MARCH,06		PROPERTY AND ASSETS	SCH	MARCH,07
Rs.       Ps.				Rs.      Ps.	Rs.         Ps.				Rs.        Ps.
720,892,000.00	1)	SHARE CAPITAL	"A"	766,380,300.00	2,120,429,445.70	1)	CASH AND BANK BALANCES		2,858,472,359.01
4,202,848,101.45	2)	RESERVE FUND AND OTHER RESERVES	"B"	4,320,981,871.50	881,579,040.18	2)	BALANCES WITH OTHER BANKS		1,981,569,746.90
---	3)	PRINCIPAL AND SUBSIDUARY STATE		---	329,890,722.44	3)	MONEY AT CALL AND SHORT NOTICE		1,124,775,204.36
		PARTNERSHIP FUND ACCOUNT			15,458,368,347.21	4)	INVESTMENTS	"G"	15,924,067,310.73
33,670,208,875.68	4)	DEPOSITS AND OTHER ACCOUNTS	"C"	42,655,597,561.45	19,659,671,664.07	5)	ADVANCES	"H"	24,483,792,856.61
222,997,418.00	5)	BORROWINGS	"D"	19,216,266.00		6)	INTEREST RECEIVABLE
36,914,928.93	6)	BILLS FOR COLLECTION BEING BILLS			330,972,243.06		Interest on Deposits & Securities		400,104,015.60
		RECEIVABLE (AS PER CONTRA)		75,841,786.33	2,672,711,591.35		Overdue Interest on Loans & Advances		2,170,264,229.75
---	7)	BRANCH ADJUSTMENTS		---	36,914,928.93	7)	BILLS RECEIVABLE BEING BILLS		75,841,786.33
	8)	OVERDUE INTEREST RESERVE					FOR COLLECTION PER CONTRA
44,090,770.00		For Performing Assets		22,428,588.00	3,710,450.90	8)	BRANCH ADJUSTMENTS (Net)		415,736.47
2,672,711,591.35		For Non-Performing Assets		2,170,264,229.75	516,300,838.45	9)	FIXED ASSETS	"I"	782,576,271.69
17,365,675.69	9)	INTEREST PAYABLE		30,460,228.46			(NET BLOCK AT COST LESS DEP.)
714,037,045.98	10)	OTHER LIABILITIES	"E"	807,760,469.72	1,028,248,464.48	10)	OTHER ASSETS	"J"	1,459,042,954.95
3,384,575.00	11)	VAIBHAV BANK COLLECTION A/C. PAYABLE		---		11)	NON-BANKING ASSETS ACQUIRED IN
----	12)	AHMEDABAD CO-OP. BANK COLLECTION A/C. PAYABLE		33,678,600.00	---		SATISFACTION OF CLAIMS		---
----	13)	UNNATTI CO-OP. BANK COLLECTION A/C. PAYABLE		21,323,800.00	67,753,130.18	12)	VAIBHAV BANK COLLECTION A/C. RECEIVABLE		---
801,099,884.87	14)	PROFIT & LOSS ACCOUNT	"F"	603,802,251.27	---	13)	ANNAPURNA CO-OP BANK COLLECTION A/C. RECEIVABLE		827,646.90
					---	14)	AHMEDABAD CO-OP. BANK COLLECTION A/C. RECEIVABLE		220,738,371.02
		NOTES ON ACCOUNTS	"L"		---	15)	UNNATTI CO-OP. BANK COLLECTION A/C. RECEIVABLE		45,247,462.16
43,106,550,866.95				51,527,735,952.48	43,106,550,866.95		-		51,527,735,952.48
		CONTINGENT LIABILITIES :
975,693,950.90		BANK GUARANTEES		1,138,882,859.79
1,094,720,566.07		LETTER OF CREDIT ISSUED		1,225,277,221.50
177,800.00		SIDBI BILLS REDISCOUNTING		---
NOTES ON ACCOUNTS FORM PART OF ACCOUNTS					Signature to the Accounts including Schedules and Notes on Accounts
PER OUR REPORT OF EVEN DATE							FOR COSMOS CO-OPERATIVE BANK LTD.,
FOR YARDI PRABHU & ASSOCIATES            FOR S. D. MEDADKAR & CO.			FOR M/s. P.G.BHAGWAT				MUKUND L. ABHYANKAR
CHARTERED ACCOUNTANTS                         CHARTERED ACCOUNTANTS			CHARTERED ACCOUNTANTS				CHAIRMAN		MANAGING DIRECTOR
(SUDHAN D. YARDI)                                                 (SURENDRA WAIKAR)			(GHANASHAM RANADE)				MADHUKAR W. ATRE            AJEY L. BHAVE         ARVIND B. DESHPANDE       VILAS P. JOG
PARTNER.		PARTNER	PARTNER		NAYAN R. LAGAD		DIRECTOR                             DIRECTOR                  DIRECTOR                           DIRECTOR
M. NO: 22887		M. NO: 40590	M.NO.100151		GENERAL MANAGER
(STATUTORY AUDITOR)		(STATUTORY AUDITOR)	(INTERNAL AUDITOR)
							PRALHAD B.KOKARE   GOVIND R.KSHIRSAGAR   PRAMOD D.PARKHI  SUREKH S.VANARASE
PLACE:  PUNE					UMESH C.DATAR		DIRECTOR                     DIRECTOR                        DIRECTOR                 DIRECTOR
DATED:					STAFF REPRESENTATIVE