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Term Deposit Loans and Advances Home Loans Savings Account NRE Term Deposit
 
 
Rate of interest as per size of exposure w.e.f. 01/08/2007
 
  1. For all exposure to trading / industry in the form of Cash Credit, Bills Discounting , Term Loan, Project Finance etc., from Re 1/- up to & inclusive of Rs.1,00,00,000 /- the prime lending rate will be 13.00 % p.a.
  2. For all exposure to trading / industry in form of Cash Credit, Bills Discounting, Term Loan, Project Finance etc., from Rs.1.00 Crore up to & inclusive of Rs15.00 Crore the prime lending rate will be 12.50% p.a.
  3. For all exposure to trading / industry in form of Cash Credit, Bills Discounting, Term Loan, Project Finance etc., above Rs15.00 Crores the prime lending rate will be 12.00% p.a.
 

Rate of Interest (%) p.a.on Loans and Advances With Effect from 01/08/2007
Type of Loan
Rate of Interest
With Effect From
Wind Mill Finance  14.00  01/08/2007 
L.C. Discounting  11.00  01/08/2007 
Share Overdraft  14.00  01/08/2007 
Loan Against Gold/ Silver  12.00  01/08/2007 
Overdraft Against N.S.C. / L.I.C.  12.00   01/08/2007 
Loan against Govt. Securities & Tax Free Bonds  12.00  01/08/2007 
Personal Loan  13.00  01/08/2007 
Loan for Domestic Appliances (T.V. , Fridge)  13.00  01/08/2007 
Loan for Two-Wheeler   12.00  01/08/2007 
Cheques/Bills Purchase  18.00   01/08/2007 
Loans for Four Wheeler  11.50  01/08/2007 
Loans to NBFCs who are sanctioning loans to the ac  15.00  01/08/2007 
All loans sanctioned for industrial and trading ac  13.00  01/08/2007 
Cosmos Credit  13.50  01/08/2007 
Builder/Promoter Finance  16.00  01/08/2007 
Property Mortgage Loans  13.00  01/08/2007 


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