ATMs & Banking Centers
  
Deposit Rates
Nature Rate Of Interest (%) p.a. Minimum Balance
Account
Normal Senior Citizen
Rural Semi Urban Urban
1.Saving Bank A/C
A. Domestic
W.E.F. 20 May, 2010
         
a. With cheque Book facility 3.50% 3.50% Rs.1000/- Rs.1000/- Rs.1000/-
b. Without cheque Book facility 3.50% 3.50% Rs.500/- Rs.500/- Rs.500/-
c. No Frills Account 3.50% 3.50% Rs.0/- Rs.0/- Rs.0/-
B. Non Resident          
a. NRO 3.50% 3.50%      
b. NRE 3.50% 3.50%      
 
2.Term Deposits
A. Domestic Rate of Interest (%) p.a. .w.e.f. 11.11.2010
Term Deposits (All Maturities)
For Deposits Less than
Rs. 1 core
General Public Senior Citizen
 
For Deposits Less than Rs. 1 core &
above toless than Rs. 10 core #

(Only for Deposit kept for more than 12 Mths)
15 Days to 45 Days 4.00% 4.00%  
46 Days to 90 Days 5.00% 5.50%  
91 Days to 181 Days 6.50% 7.00%  
182 Days to 12 Months 7.25% 7.25%  
Above 12 Months to Less than 2 years 7.50% 8.00%  
2 years / 24 Months 8.25% 8.25%  
Above 2 years to less than 3 years 7.75% 8.25%  
3 years / 36 Months 7.75% 8.50%  
Above 3 years to less than 5 years 7.25% 7.75%  
5 years upto 10 years 7.00% 7.50%  
60 Months’ Tax Exemption Scheme 7.25% 7.75%  
 
B. Non-Resident Accounts
Nature
Rate of Interest
General Public Senior Citizen
Minimum Balance
Rural Semi Urban Urban
a. NRO (All Maturities) As per domestic Term Deposit rates        
b. Nre Deposits
As per domestic Term Deposit rates
2.51% 2.28% 2.53%   As on 1.11.2010
c. FCNR (B)          
i) USD 1.76% 1.53% 1.78% 2.12% 2.47%
ii) EUR 2.51% 2.60% 2.81% 3.00% 3.20%
iii) JPY 1.64% 1.39% 1.40% 1.43% 1.49%
iv) CAD NA NA NA NA NA
v) AUD NA NA NA NA NA