Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you


Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune

Call Toll Free

1800 233 0234

Weekdays 10 AM to 6 PM

Sunday : Closed

Attractive Features of Cosmos Professional Comfort Loan Scheme
Group Sureksha Insurance cover
Loan Type
Term & Overdraft type available
8.50% to 9.00% pa

Your business deserves a giant leap.

Businesses need support, encouragement and timely assistance in the form of financial boost and Cosmos Banks "Cosmos Professional Comfort Loan Scheme" exactly does that, it is designed to fulfil the financial needs of working professionals like Doctors, Engineers, Architects, Chartered accountants, Accountants looking for monetary support to start or expand their businesses.

With a rapid disbursement within 15 days, a professional can apply for a loan up to Rs. 100 Lakhs (working capital & term loan) with incredible interest rates of 8.50% to 9.00% pa with a repayment period of 2 years for OD and up to 10 years for term loans(both movable & immovable assets). Easy documentation and multiple facilities are one of the highlights of this loan scheme.

Loan Highlights
  • Loan Limit
    Rs 100.00 Lakhs
    [Working Capital & Term Loan]
  • Rate of Interest
    CIBIL above 750 - @8.50% pa
    CIBIL above 725- 750 - @8.75% pa
    CIBIL above 700- 725- @ 9.00% pa
  • Time of Disbursement
    15 Days
  • Repayment Period
    OD – 24 Months –
    TL Immovable assets – Max 120 Months
    TL movable assets – Max 120 Months
  • Prepayment Charges
Process Charges
  • New Proposal – 0.50%+GST
  • As it is Review- 0.20%+GST
Foreclosure Charges
  • Within 12 months- 3%,
  • After 12 months but before 24
    months- 2%
  • After 24 months-1%
  • The applicant should become a regular member or nominal member of the Bank in case of no membership
  • The applicant should hold a degree from a recognized university.
  • Individual Professionals / Non- Individual Professionals -Partnership firms, LLP, Private Ltd Company etc. takeover proposals from other banks having standard Asset classification is required.
  • Insurance
  • Membership
Documents Required
  • All documents as per KYC norms viz. Residence proof and Identity proof of applicant as well as guarantors.
  • Income documents of borrower and guarantors
  • Last 3 Years IT Returns.
  • Account statement of borrower/customer for last six months
  • Copy of degree certificate of the applicant/partner/director
  • Registration Certificate & Qualification Certificate
  • Financial projections as per required repayment period
  • Udyog Aadhaar is compulsory.

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank

Ideal for people
  • Providing financial assistance to professionals who want to establish or grow a business.
  • Professional like CA, CS, ICWA, Doctor, Engineers, etc.
Good to Know
  • Unsecured Loan up to Rs 5.00 Lakhs
  • Guarantor: One family member should be taken as guarantor [preferably having independent income source]
  • Group Sureksha Insurance cover.
  • The procedures involved with this loan are simple and require minimum documents.
  • Both Term & Overdraft type available on this Loan.
  • Form: Available at Branches