Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you

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Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune
+91-20-67086708

Call Toll Free

1800 233 0234

customercare@cosmosbank.in

Weekdays Timings: 10.30 a.m. to 6.30 p.m.

Holiday : 2nd & 4th Saturdays and all Sundays

Quick Loans
Net banking

The Cosmos Way

Vision
  • To be world-class co-operative bank
  • To deliver a memorable, unique, delightful banking experience
  • To add genuine value to the lives of all those we touch
  • To be the preferred bank for all stakeholders, customers, employees, Investors, vendors partners, associates
  • To be a model global corporate institution
Mission
  • Constantly innovating and thereby ensuring that we lead and not simply follow what is state-of-the-art in banking
  • Maintaining warmth and the personal touch across all relationships through Team Cosmos- a team of knowledgeable, always available, impeccably courteous and dedicated professionals
  • Proactively working towards the full realization of the potential of the co-operative sector, including financial inclusion
  • Ensuring the highest ethical standards, professional integrity, corporate governance and regulatory compliance
Values
  • Customer Centricity
  • Continuous Learning
  • Technology with Sensitivity
  • Ethics
  • Transparency
  • Teamwork
  • Operational Efficiency
  • People Empowerment

Our History

In the world of Co-operative Banking, Cosmos Co-operative Bank Ltd. holds the record of 119 years of relentless service to its more than 20 lakh satisfied customers through 183 branches in 7 States. Over the past decade, the Bank has made continual progress and has set a model example to co-operative banks by its professional conduct. The bank is committed to maintain the highest level of ethical standards, professional integrity, corporate governance and regulatory compliance. Established with an objective to provide personalized banking services to varied customer base, the bank has served the purpose by understanding the needs of various customers truly and deeply, and designing its products accordingly. Being the member of BCSBI, Bank ensures the highest standards of banking practices to customers.

The Board of Directors includes eminent and learned personalities from various professions having proficient approach towards formation of policies. The bank is managed by highly qualified, dedicated, dynamic and sincere Management Team.

Cosmos Bank is not just a Multi-state Scheduled Co-operative Bank but a professionally managed 'Financial Institution'.

Cosmos Bank has brought optimum benefits to the Bank's customers like:

Anytime banking through our ATM network
Installation of onsite/offsite ATM's at our Branches/ Extension Counters
More than 2.49 lacs+ ATMs are connected through Banks and NFS Tie Ups
Sweep Facility for transfer of funds between accounts of customers
Facility to transfer funds instantaneously to any account in any of our branch network
RTGS / NEFT Service for quick transfer of Funds
Periodic interest on Fixed Deposits in disbursed through the Electronic Clearing Scheme( ECS)
Account Statements available through E-mails
SMS facility for Account Balance, View of Last Three Transactions and Cheque Status
Availability of Franking Facility
Pune Corporation Tax acceptance facility Availability of E-Tax Payment facility
Utility Bill Payment facility for Telephone, Electric, Mobile Bills, Insurance premiums, Donations etc

Geographical Set-Up

Financial setup of the bank as on 31.03.2024 was ₹ 35,407.84 Crore, comprising of deposits of ₹ 20,216.222 Crore and advances of ₹ 15,191.62 Crore.

Cosmos Bank operates through 183 branches in India spread across 7 States and in 44 Major Cities, which are as follows

S No. State Cities
1 Maharashtra Mumbai | Pune | Nagpur | Chhatrapati Sambhajinagar| Nashik | Baramati | Jalna | Kolhapur | Satara | Latur | Phaltan | Sangli |
Solapur | Bhusawal | Jalgaon | Amravati | Yavatmal | Ichalkaranji | Ahmednagar | Badnera|
Karad
2 Gujarat Surat | Ahmedabad | Vadodara | Ankaleshwar | Rajkot | Bhuj | Gandhidham | Bhavnagar | Morbi | Nadiad | Anand | Vapi
3 Karnataka Bengaluru | Belgavi | Nipani | Mysuru
4 Tamilnadu Chennai | Coimbatore | Hosur
5 Andhra Pradesh Vijaywada
6 Telangana Hyderabad | Secunderabad
7 Madhya Pradesh Indore

Our Financial Strength

"Cosmos Bank is the oldest leading cooperative bank in India. Over the century, it has strengthened its financial set up through innovative business.

Financial Set up of the Bank as on 31.03.2025 is ₹ 38,634.27 Crore, comprising of Deposits of ₹ 22,907.20 and Advances of ₹ 15,727.07 Crore."

A] Financials

₹ In Crore

S No. Particulars As on 31.03.2025 As on 31.03.2024
1 Share Capital 349.78 344.48
2 Reserves & Surplus 2,497.56
 2,149.33
3 Capital Adequacy Ratio (CRAR) % 15.15% 15.43%
Deposits
4 Savings Deposit 3,883.95 3,676.19
5 Current Deposit 1,984.07 1,556.93
6 Fixed Deposit 17,039.18
 14,983.10
  Total 22,907.20 20,216.22
Advances
7 Secured 15,435.54 14,862.86
8 Unsecured  291.53  328.76
  Total 15,727.07
 15,191.62
9 Borrowings 689.46 673.98
10 Total Investments 9,035.97 5,996.53
11 Overdues (Percentage) 2.52% 1.83%
12 Net Profit 180.62 384.05
13 Previous Year's Profit c/f 296.53 131.56
14 Working Capital 26,896.03
 23,445.17

B] Others

S No. Particulars As on 31.03.2025 As on 31.03.2024
1 Total Branches 183 170
2 Members 1,13,474 1,07,028
3 Nominal
Members(Borrowers)		 4588 4790
  Total Staff 3130 2849

Our Board of Directors

Adv. Pralhad Kokare
Chairman
Chairman
  • Adv. Pralhad Kokare is Director of the Bank since 2004. He was Vice Chairman of the Bank in 2019-2020 & 2020-2021. He is an expert in co-operative banking and laws, especially Agri Market Act
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CA Yashwant Kasar
Vice-Chairman
Vice-Chairman
  • CA. Yashwant Kasar is a Chartered Accountant member of The Institute of Chartered Accountants of India (ICAI) and The Institute of Chartered Accountants in England and Wales (ICAEW-UK), Information Systems Auditor (DISA), Certified Information System
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Mrs. Rasika Gupta
Director
Director
  • Mrs. Rasika Gupta is a dynamic Economist with expertise in data analytics, business intelligence, statistical modelling and data strategy working at the nexus of business and technology.
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CA Surekha Joshi
Director
Director
  • CA Surekha Joshi has extensive banking experience of more than 28 years the co-operative banking sector.
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Mr. Praveenkumar Gandhi
Director
Director
  • Mr. Praveenkumar Gandhi is a Chartered Accountant with over 32 years of rich experience in the General Insurance Industry. He holds a degree in Commerce.
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Mr. Ajit Gijare
Director
Director
  • Mr. Ajit Gijare is a structural engineer, engaged in consultancy for process industries like sugar, iron, copper
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CA S. Subramaniam
Director
Director
  • CA S. Subramaniam is practicing Chartered Accountancy since last 35 years.
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Adv. Ghanshyam Amin
Director
Director
  • Mr. Ghanshyam Amin is a veteran of Cooperative Sector with experience of more than 40 years.
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Mr. Sachin Apte
Director
Director
  • Mr. Sachin Apte has completed his graduation in Civil Engineering & post-graduation in Structural Engineering from the reputed Govt. College of Engineering Pune.
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Mr. Arvind Tavare
Director
Director
  • Mr. Arvind Tavare is an Engineering Postgraduate with a Masters Degree in Civil Engineering from United States.
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Dr. Balasaheb Sathe
Director
Director
  • Dr. Balasaheb Sathe has extensive teaching experience of more than 29 years.
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Mrs. Anushree Malgaonkar
Director
Director
  • Mrs. Anushree Malgaonkar is associated with cooperative sector for more than 25 years.
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Mrs. Rekha Pokale
Director
Director
  • Mrs. Rekha Pokale is associated with cooperative banking sectors since more than a decade.
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Mrs. Apekshita Thipsay
Managing Director
Managing Director
  • With over 40+ years of experience in the banking industry, Mrs. Apekshita Thipsay is a highly respected and accomplished senior banker. She has a proven track record of success in credit management, finance, administration and corporate governance
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Mr. Uday Lele
Staff Representative
Staff Representative
  • Mr. Uday Lele, Manager is appointed as Staff Representative. Mr. Lele has completed B. Com & LLB & is working with Cosmos Bank since last 30 years. He was incumbent President of Cosmos Bank Sevak Sangh.
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