Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you

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Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune
+91-20-67086708

Call Toll Free

1800 233 0234

customercare@cosmosbank.in

Weekdays Timings: 10.30 a.m. to 6.30 p.m.

Holiday : 2nd & 4th Saturdays and all Sundays

Quick Loans
Net banking
Attractive Features of COSMO Galgal Zero Balance Savings Account
No branch visit required.
100% digital onboarding with Aadhaar, PAN, and Video KYC
Truly zero balance
No minimum balance requirement.
Everyday Banking, Upgraded
Includes UPI access, auto-budgeting, and smart savings features for everyday money management.

Galgal – Digital Banking Made Simple

COSMO Galgal is the official digital savings account app offered by Cosmos Co-operative Bank. It brings together 119 years of trusted banking with intuitive technology to deliver a fully digital zero-balance savings experience. Users can open their account within minutes, access a virtual RuPay debit card, and make secure UPI transactions. COSMO Galgal is more than a bank account—it’s a smart financial assistant that helps you budget better, save faster, and spend more mindfully through features like auto-split budgeting, visual expense insights (TrendZ), and custom savings goals. All of this is backed by the secure infrastructure of Cosmos Co-operative Bank.

Eligibility
  • Available to Indian Residents aged 18 years and above.
  • Aadhaar card and PAN card required for onboarding.
  • Video KYC verification via the mobile app
  • Access available in the following states: Maharashtra, Karnataka, Gujarat, Telangana, Tamil Nadu, Andhra Pradesh, Madhya Pradesh.
Facilities
  • Zero balance account – no average quarterly balance requirement.
  • Instant virtual RuPay debit card; physical card available on request via app.
  • Deposit Money from any other bank account instantly via UPI
  • Budgeting and savings features including auto-split rules and custom goals.
  • TrendZ – real-time expense tracking and analytics.
  • Secure login with Mobile PIN, Transaction PIN, and fingerprint authentication.
  • 24x7 access to your account with full control via the COSMO Galgal mobile app..
Documents Required
  • Aadhaar card
  • PAN card
  • College ID Card for students
  • Valid proof of Current Mailing Address

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank

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Ideal for people
  • Young professionals and salaried employees – looking for a zero-balance salary account with UPI and debit card access
  • Students and first-time account holders – who want a simple, fully digital account without branch visits
  • Freelancers and gig workers – to receive payments, track expenses, and build savings
  • Small business owners and entrepreneurs – who need UPI-linked accounts and expense management tools
  • Digital-first users – anyone seeking a modern, secure, and app-based banking experience backed by Cosmos Bank’s trust
Good to Know
  • All accounts are provisioned and maintained by Cosmos Co-operative Bank.
  • UPI functionality and debit card services are governed by the bank’s operational framework.
  • For customer support, contact: cosmos.support@galgal.money

*Terms and Conditions Apply