Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you

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Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune
+91-20-67086708

Call Toll Free

1800 233 0234

customercare@cosmosbank.in

Weekdays Timings: 10.30 a.m. to 6.30 p.m.

Holiday : 2nd & 4th Saturdays and all Sundays

Quick Loans
Net banking
Loan Highlights
  • Loan Limit
    Up to Rs. 3.00 Crore*
  • Rate of Interest ( w.e.f 10.06.2025)
    @8.75%* p.a - Priority
    @9.25%* p.a - Non- Priority
  • Time of Disbursement
    15 Days
  • Repayment Period
    On demand. Renewable with necessary documents within 12 months.
  • Prepayment Charges
    Nil
  • Period
    • For purchase / construction of premises - up to 12 years.
    • For purchase of equipment - up to 7 years.
    • For purchase of Furniture & Fixtures - up to 5 years.
    • For Cash Credit - Review within 12 months.
Process charges w.e.f 01.04.2025
  • New Proposal - 0.15% + GST
  • Review - 0.10% + GST
Foreclosure Charges
  • Within 12 months- 3%,
  • After 12 months but before 24
    months- 2%
  • After 24 months-1%
Eligibility
  • The applicant should become a regular member or nominal member of the Bank in case of no membership
  • The applicant should hold a degree from a recognized university.
  • Any qualified Doctor (Existing / New practitioner)
Facility
  • Insurance
  • Membership
Documents Required
  • Copy of degree certificate of the applicant / partner / director.
  • All documents as per KYC norms for applicant and guarantors.
  • Income documents of borrower and guarantors.
  • Account statement for last six months of borrower, if borrower is not existing customer of the Bank.
  • Licenses/ registrations applicable for medical practice.
  • Financial projections as per required repayment period.
Margin
  • For the purchase of Premises margin will be 25%
  • For the purchase of medical equipment/instruments margin will be 25%
  • Furniture & Fixtures etc. margin will be 40%

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank

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Ideal for people
  • Any qualified Doctor (Existing / New practitioner)
Good to Know

  • • Maximum up to Rs. 3.00 Crore – for New and Existing medical practitioner

    • Maximum up to Rs.5.00 Lakh for working capital limit.

    • Combined Limit should not go beyond Rs.3.00 Crore.



    Purpose

    1) For setting up clinic / hospital

    2) For purchase of equipment’s / furniture / fixtures at the clinic or hospital

    3) Renovation of Clinic / Hospital