Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you

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Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune
+91-20-67086708

Call Toll Free

1800 233 0234

customercare@cosmosbank.in

Weekdays Timings: 10.30 a.m. to 6.30 p.m.

Holiday : 2nd & 4th Saturdays and all Sundays

Quick Loans
Net banking
Attractive Features of Cosmos Gold Loan
Interest Rate
Interest Calculation on daily reducing balance / ROI as per bank’s policy changed from time to time.
ROI On Gold Loan
Fixed - 8.50%* p.a
Floating - 9.50%* p.a
Loan Amount
70% of gold valuation

Cosmos Gold Loan

The golden chance in your time of need.

Are you in need of quick cash? Bring your gold and fulfill your needs easily, for any domestic use / Business Purpose.

Gold is not for adornment in India. For ages it has been a very good means to invest for the future. For those who want to benefit from their gold investment, Cosmos Bank brings the Cosmos Gold Loan.

Loan Highlights
  • Loan Limit
    70% of the Gold Valuation
  • Rate of Interest
    Fixed - 8.50%* p.a
    Floating - 9.50%* p.a
  • Time of Disbursement
    1 Day
  • Repayment Period
    Max upto 12 months only
    Term loan Review within 12 months for Overdraft
  • Prepayment Charges
    Nil
Loan Charges
  • Nil
Foreclosure Charges
  • Nil
Eligibility
  • The applicant must be the true owner of all the gold due to be pledged to the Bank
  • The applicant must be a local resident and should have a Savings Account with the Bank
  • In case the Savings Account does not exist, it should be opened and all the KYC (Know Your Customer) norms must be followed in order to acquire the loan
Overdraft or Term Loan
  • Up to Rs. 1 lacs for Overdraft and above Rs. 1 lacs for Term Loan ( Subject to Capacity of applicant)
Documents Required
  • KYC Documents
  • ITR of applicant for 3 yrs
  • Income proof documents.

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank

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Ideal for people
  • Domestic Purpose
  • Business Purpose
Good to Know
  • Security: Gold or Gold Ornaments have to be provided (PDC (Post-Dated Cheque) is mandatory)
  • Forms: Available on Online Form Centre.
  • Guarantors: No Guarantors required.