Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you

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Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune
+91-20-67086708

Call Toll Free

1800 233 0234

customercare@cosmosbank.in

Weekdays Timings: 10.30 a.m. to 6.30 p.m.

Holiday : 2nd & 4th Saturdays and all Sundays

Quick Loans
Net banking
Attractive Features of Cosmos Car Loan
New Vehicle
Loan for New Cars
Max Loan
Upto Rs. 30 Lakh – Upto 90% of on road price of the car / Quotation price [Authorized / Reputed dealers]
Loan amount Above Rs. 30 Lakh – Up to 75% of on road price of the car / Quotation price [Authorized / Reputed dealers]
Reasonable ROI
We offer reasonable ROI based on the period of the loan.

Come join the Car Darbar!

Cars are more of a necessity than a luxury these days. Are you planning to purchase one? Don’t compromise if there's a lack of funds. Cosmos Car Loan is here to help you with it!

Car has become one of the most common necessities in modern life. But when it comes to buying your own Car, then it’s just not any other Car or your basic necessity, it’s a sentiment. Every person likes to have a nice, comfortable Car of his/her own choice.

With Cosmos car loan, we make sure that you don’t have to compromise on your favourite car just because of the lack of financial resources. We offer you all the support you need with minimum and affordable interest rates

Bootstrap Example
Loan Highlights
  • Loan Limit
    90% & 75% of the on road value of the car as applicable.

  • Time of Disbursement
    2 Days

  • Repayment Period
    Upto 7 years

  • Prepayment Charges
    Nil
  • Rate of Interest (Fixed)
    Upto Rs.30 Lakh :-
    Repayment period Interest Rate
    Upto 7 Yrs. 8.35%* p.a
    Above Rs.30 Lakh :-
    Repayment period Interest Rate
    Upto 7 Yrs. 8.85%* p.a
  • Rate of Interest (Floating)
    Upto Rs.30 Lakh :- 9.35%* p.a
    Above Rs.30 Lakh :- 9.85%* p.a
Terms and conditions apply*
Process charges w.e.f 05.06.2025
  • Log-in Charges for Applicant – Rs.2000/- & for each Co-applicant / Guarantor - Rs. 1300/- (Non-refundable)
  • Loan Upto Rs.30.00 Lakh - Rs. 5000/- + GST
  • Above Rs. 30.00 Lakh - Rs. 10000/- + GST
Foreclosure Charges
  • Within 12 months- 3%,
  •  After 12 months but before 24
    months- 2%
  • After 24 months-1%
Eligibility

* Please contact the branch for further details.

Facility

* Please contact the branch for further details.

Documents Required
  • KYC Document
  • Quotation of only Authorized & reputed dealer to be accepted
  • 3 Years IT Returns
  • 6 Month Bank Statement

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank

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Ideal for people
  • Purchasing new cars
Good to Know
  • Fast Processing - Easy and immediate processing of the loan
  • Security - Hypothecation car + Bank’s charge on RC/TC book +PDCs. Comprehensive insurance is necessary with Bank’s clause.
  • Forms - Available on at Branches