Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you


Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune

Call Toll Free

1800 233 0234

Weekdays 10 AM to 6 PM

Sunday : Closed

Attactive Features of Cosmos Home Delight Scheme top up
New guarantors are accepted through easy procedures
Processing Charges
Minimum Processing Charges
Loan Amount
Upto Rs. 20,00,000

Cosmo Home Delight Scheme – Housing Top Up Loan Scheme

Cosmo Home Delight Scheme – Housing Top Up Loan Scheme
Loan top ups were never this easy!

Already availed a home loan with us? Then Cosmos Bank has this top up loan facility for you to turn your house into a home with the help of Cosmos Home Delight. For house renovation or repairs, decoration and related purposes, choose this scheme to add personal touches to the building and make it your dream project.

The Cosmo Home Delight loan is designed keeping in mind the crucial requirements that follow once one buys a house. This loan covers costs ranging from designing and furnishing of the house to renovating it. What makes this all a good investment is that not only do they provide luxury and comfort, but they also increase the value of one’s house when it is put for resale. Hence, this is generally a short term loan. It is available both as a Term loan and Overdraft in order to increase customer convenience.

Loan Highlights
  • Loan Limit
    A maximum of Rs. 5 lacs can be loaned under this scheme, of which maximum Rs. 2 lacs can be provided under the Overdraft Facility. If the eligibility is less than Rs. 5 lacs, only Term loans are given.
  • Rate of Interest
  • Time of Disbursement
    10 Days
  • Repayment Period
    Term Loan - 10 Years Overdraft - 36 months
  • Prepayment Charges
Loan Charges
  • Nil
Foreclosure Charges
  • Nil
  • 25% repayment of Housing Loan Mandatory.
  • One must avail our Housing Loan facility as a borrower/co-borrower.
  • Should have a satisfactory repayment history with no default issues at any point.
  • Over draft and Term loan facility available
Documents Required
  • A loan application as per bank loan policy
  • Fresh agreement/undertaking
  • Additional record details in case of change in guarantors

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank

Ideal for people
  • Renovation & Repairs
  • Designing and Decoration of your Home
Good to Know
  • 2 Guarantors are required for this loan scheme.
  • Form Available at Branches.