Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you


Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune

Call Toll Free

1800 233 0234

Weekdays 10 AM to 6 PM

Sunday : Closed

Attractive Features of Cosmos Car Loan
New Vehicle
Loan for New Cars
Max Loan
Loan amount of upto 90% of the on road price of car.
Reasonable ROI
We offer reasonable ROI based on the period of the loan.

Come join the Car Darbar!

Cars are more of a necessity than a luxury these days. Are you planning to purchase one? Don’t compromise if there's a lack of funds. Cosmos Car Loan is here to help you with it!

Car has become one of the most common necessities in modern life. But when it comes to buying your own Car, then it’s just not any other Car or your basic necessity, it’s a sentiment. Every person likes to have a nice, comfortable Car of his/her own choice.

With Cosmos car loan, we make sure that you don’t have to compromise on your favourite car just because of the lack of financial resources. We offer you all the support you need with minimum and affordable interest rates

Loan Highlights
  • Loan Limit
    90% of the on road value of the car.
  • Rate of Interest
    Up to Rs.20Lakh:- (Fixed Rate as below)
    Repayment period Interest Rate
    Up to 3Yrs. 7.90%
    Above 3 Yrs. to 5Yrs. 8.25%
  • Rate of Interest
    Above Rs.20Lakh:-
    Repayment period Interest Rate
    Up to 3Yrs. 8.25%
    Above 3 Yrs. to 5Yrs. 8.75%
  • Time of Disbursement
    2 Days
  • Repayment Period
    Upto 5 years
  • Prepayment Charges
Loan Charges
  • Up to Rs. 10.00 Lakhs - 0.25 % + GST
    Above Rs. 10.00 Lakhs - 0.40 % + GST
Foreclosure Charges
  • Within 12 months- 3%,
  •  After 12 months but before 24
    months- 2%
  • After 24 months-1%

* Please contact the branch for further details.


* Please contact the branch for further details.

Documents Required
  • KYC Document
  • Quotation of only Authorized & reputed dealer to be accepted
  • 3 Years IT Returns
  • 6 Month Bank Statement

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank

Ideal for people
  • Purchasing new cars
Good to Know
  • Fast Processing - Easy and immediate processing of the loan
  • Security - Hypothecation car + Bank’s charge on RC/TC book +PDCs. Comprehensive insurance is necessary with Bank’s clause.
  • Forms - Available on at Branches