Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you


Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune

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1800 233 0234

Weekdays 10 AM to 6 PM

Sunday : Closed

You deserve. Cosmos delivers.

A unique payment system that uses your Aadhaar number as a vital component for electronically channelizing all your Government subsidies and benefits to your Aadhaar - linked Bank Account. The APB System links all the Government Departments and their sponsor banks on one side and beneficiary banks and beneficiaries on the other hand. Besides transferring your benefits and subsidies under DBT schemes, ABPS also serves the goal of Financial Inclusion and provides an opportunity to the Government to attempt financial re-engineering of its subsidy management program.

Cosmos Bank is already onboard with NACH’s Aadhaar Payment Bridge (APB) System to enable the Direct benefit transfer of any kind of subsidy announced by the Government to you.

Benefits: -

  • The old system's excessive delays, many channels, and paperwork are eliminated.
  • Benefits and subsidies are sent in a simple and timely way, straight into the Aadhaar Enabled Bank Account.
  • In the event of a bank account change, the client is not obligated to notify the Government Department or Agency of the bank account details or change in bank data.
  • Customer not required to open multiple banks accounts for receiving benefits and subsidies of various social welfare schemes – Customers just need to open one account and seed his/her Aadhaar number in the bank account to start receiving benefits and subsidies directly into his/her Aadhaar Enabled Bank Account.

Special Features

  • Banks can upload/download transaction files through secured web access.
  • Banks can get connect to NPCI either through NPCINet or Internet.
  • Transaction routing based on IIN issued by NPCI.
  • Transactions are processed by destination banks using Aadhaar numbers.
  • APB System supports ISO 20022 messaging standards.
  • APB System supports multiple intraday sessions.
  • APB System provides Direct Corporate Access (DCA) to Government Departments and Agencies.
  • It provides an online Dispute Management System (DMS).
  • APB System is capable to handle 10 million transactions per day.
  • APB System can process both onuses and offers transactions.
  • APB System makes available enriched MIS to all the participants.
  • APB System provides a secure Clearing and Settlement process.


Details / Good to Know: -

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank