Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you


Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune

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1800 233 0234

Weekdays 10 AM to 6 PM

Sunday : Closed

Intelligent use of your unique identity

Aadhaar Enabled Payment System (AePS) is a payment service based on the Unique Identification Number, empowering you to use Aadhaar Card as your identity to access your respective Aadhaar linked bank account to seamlessly make financial transactions through Aadhaar-based authentication. It also helps you perform basic banking transactions like balance inquiry, cash deposit, cash withdrawal, remittances through a Business Correspondent.

It is a bank-led model that allows online interoperable financial transactions at PoS (Point of Sale / Micro ATM) through the Business Correspondent (BC) of any bank using Aadhaar authentication. This is a simple, secure, and user-friendly platform for financial transactions.

Your bank account must be linked to Aadhaar to use AEPS.

Advantage: -

  • Interoperable across various banks
  • Encourages financial inclusion and serves the underbanked sections of society
  • Through AEPS, all bank account holders will be able to access their bank accounts through Aadhaar authentication
  • With AEPS, the only information required to initiate a transaction is Aadhaar number and biometric information
  • AEPS facilitates disbursements of Government schemes like NREGA, Social Security pension, Handicapped Old Age Pension etc. of any Central or State Government bodies using Aadhaar authentication.

Special Features

  • To empower bank customer to use Aadhaar as their identity to access respective Aadhaar linked bank account and perform basic banking transactions like cash deposit, cash withdrawal, Inter-bank or inter-bank fund transfer, balance inquiry, and obtain a mini statement through a Business Correspondent
  • To facilitate disbursements of Government entitlements like NREGA, Social Security pension, Handicapped Old Age Pension, etc of any Central or State Government bodies, using Aadhaar and authentication thereof as supported by UIDAI.


Details / Good to Know: -

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Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank