Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you


Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune

Call Toll Free

1800 233 0234

Weekdays 10 AM to 6 PM

Sunday : Closed

Attractive Features of Cosmo Credit Personal Loan
For funding a personal event like wedding or vacation, home decoration, and the like
Loan Type
Overdraft or Term Loan facility is available
As Rs. 2275 / Lakh

Cosmo Credit for your Personal Cosmos!

A healthy human pays for everything except the air he breathe. Everything else costs. And for that everything else you have the Cosmos Credit Personal Loan. Home Renovation, Foreign Trip, Any Domestic Purpose, others… You name it and you can finance it with this scheme. Get in touch to know how! One needs monetary help for carrying out some important and fairly large personal occasions like weddings, vacations and other personal affairs like decorating one’s home, renovation, and so on. These financial needs can be fulfilled with the help of the Cosmo credit Personal Loan Scheme. Personal loans become necessary in times when you are faced with a large expenditure and do not have enough savings to carry it out. These loans do not require a lot of proof back-up, and hence are used for personal matters. The loan can be repaid in flexible installments and over a considerable time period. With this loan, we guarantee our customers minimum rate of interests and a fair amount of flexibility to pay it back. With our speedy processing, find accessing the loan easier than ever. Access the loan at a branch of Cosmos Bank near you.

Loan Highlights
  • Loan Limit
    Upto Rs. 5 Lacs
  • Rate of Interest
    13.00% if CIBIL score > 750
    13.50% if CIBIL score < 750
  • Time of Disbursement
    3 Days
  • Repayment Period
    60 Months
  • Prepayment Charges
Foreclosure Charges
  • Individual – Nil
  • Businessman –
    1. Within 12 months- 3%
    2. After 12 months but
    before 24 months- 2%
    3. After 24 months-1%

* Please contact the bank for further details.


* Please contact the bank for further details.

Documents Required

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank

Ideal for people
  • Home Renovation
  • Foreign Trip
  • Any Domestic Purpose
  • Others
Good to Know
  • Form: Form Available on Online Form Centre