Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you


Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune

Call Toll Free

1800 233 0234

Weekdays 10 AM to 6 PM

Sunday : Closed

Attractive Features of Cosmo Max Yield NRI Deposit
Lower Tax Rates
Customers can benefit from attractive tax rates as decided by DTAA.
Fund Transfer
Transfer funds allowed upto USD 1 million in one FY
Minimum Taxation
Tax rates are minimum for major countries. Deposit amount in INR.

Let your savings yield you maximum benefits!

An account made for NRIs to reap maximum gains for their savings.

The Cosmo Max Yield NRO Deposit is a Savings account specially designed for the NRIs. Obtain maximum financial gain in terms of ROI with this account. Interest earned here is taxable but if you’re registered under DTAA, get taxation reduced by half or even lesser. Taxation rates are lower for some of the major countries.

  • Only Non Resident Indians/Persons of Indian Origin are eligible
  • Please contact the bank for further details.
Documents Required
  • KYC (Know Your Customer) Documents and FATCA CRS form
  • Tax residency certificate of country of residence of the NRI customer
  • Declaration undertaking from the customer confirming eligibility of DTAA provision
  • Any other document from appropriate authority for getting confirmation about applicability to DTAA for a particular country as found necessary

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank

Ideal for people
  • NRI’s looking to maximize their gains with minimum investments.
Good to Know
  • Special Features - Presently, for NRO deposit, tax applicability is 31.20%. Under this scheme, customers can avail benefits of lower tax rates as per Double Taxation Avoidance Agreement (DTAA). Tax applicability for some major countries are as follows:
    USA 15.00%
    UK 15.00%
    UAE 12.50%
    Singapore 15.00%
    Japan 10.00%
    Belgium 15.00%
    Kenya 15.00%
    Saudi Arabia 10.00%
    Australia 15.00%
    Canada 15.00%
  • Tax provision - Tax applied on Interest Rate as applicable as per the agreement of DTAA for respective country of residence of depositor Applicable surcharge and cess to be paid. TDS certificate will be issued in accordance with this.
  • Applicability for Other Countries
    Any request from NRI customers for taking benefit under this scheme will be considered on the basis of confirmation about DTAA agreement with that country
  • Transfer of funds
    Transfer up to USD 1 Million abroad for each financial year, subject to applicable guidelines of RBI and FEMA at the time of transfer of funds
  • Suitable for Indians who live overseas, students going overseas for education