Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you


Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune

Call Toll Free

1800 233 0234

Weekdays 10 AM to 6 PM

Sunday : Closed

Attractive Features of Cosmo Udyog Loan Scheme
Loan Type
Cash Credit
“A” Rating – 8.00 %
“B” Rating – 8.25%
“C” Rating - 8.75 %

In the form of Cash Credit

The scheme aims at providing financial support for the working capital needs of small entrepreneur’s falls under SME/MSME.
Loan Highlights
  • Loan Limit
    Rs 1.00 Crore
    [Working Capital]
  • Rate of Interest
    “A” Rating – 8.00 %
    “B” Rating – 8.25%
    “C” Rating - 8.75 %

  • Time of Disbursement
    15 Days
  • Repayment Period
    Renewal within 12 months.
  • Prepayment Charges
Process Charges
  • No Processing
    Fees (Limited Period Offer) valid till
Foreclosure Charges
  • Within 12 months- 3%,
  • After 12 months but before 24 months- 2%
  • After 24 months-1%
  • The applicant must have Udyog Registration Certificate.
  • The applicant shall be engaged in small trading/manufacturing/service industry with valid licenses.
  • The applicant can be proprietory concern/partnership/LLP/Pvt.Ltd./Ltd.Co. etc.
  • The Scheme is applicable to NEW CUSTOMERS ONLY.
  • Insurance
  • Membership
Documents Required
  • All documents as per KYC norms viz. Residence proof and Identity proof of applicant as well as guarantors.
  • Income documents of borrower and guarantors
  • Last 3 Years IT Returns.
  • Stock Statements, Debtors and Creditors List.
  • Account statement of borrower/customer for last six months
  • Copy of Udyog Registration certificate.

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank