Internet Banking

At Cosmos Bank, we are committed to helping you meet all your banking needs to the best of our ability. You can access internet banking portal of our website at any hour of the day. There are no fixed timings to use the facilities. Moreover, enjoy the luxury of getting all the work accomplished at the comfort of your home or office, at any hour that is preferable for you


Plot No-6, S.No-132/B, ICS Colony, Ganeshkhind Road, Pune

Call Toll Free

1800 233 0234

Weekdays 10 AM to 6 PM

Sunday : Closed

Attractive Features of Flexi FD Scheme – Term
Earn More
Earn additional interest on the balance in this account
Maximum Overdraft facility
Avail 90% overdraft facility on this account.
No Loss of Interest
We provide flexibility so that no loss of interest occurs.

Let your money flex and yield for you!

Get the high interest offered by Fixed deposit and the liquidity of a Savings account all with a single account - Flexi FD Scheme. The excess amount above the minimum balance in your account will be transferred to Flexi FD and will earn you higher interest. It's truly a flexi account, for you can have the required amount back in multiples of INR 5000. No loss of interest anywhere!

This is a scheme designed specially to offer flexibility and liquidity to our customers in regards of the Fixed Deposit feature. This is a combination of the fixed deposit account and the savings account, thus making it possible to cover the advantages of both in a single account. High interest rates offered by fixed deposits and the liquidity served by a savings account can now both be availed with this singular account. The account is easy to open and the procedures are made even friendlier with our guiding staff.

  • Customer maintaining savings account in premium and Royal schemes will be eligible for this facility.
  • Customer maintaining Current account in all schemes will be eligible for this facility.
  • If the balance in concerened account exceeds pre-defined limit then the excess amount will be transferred to flexi fixed account.
  • In case of requirement of funds in concerned account, the amount will be transferred from FLEXI FIXED DEPOSIT account [LIFO method]
  • The interest will be paid after 30 days and the amount of interest will be credited to the savings account
  • The Flexi Fixed Deposit Scheme for both General and Senior Citizen Accounts offer the most competitive deposit interest rates.
Documents Required
  • Documents required for Savings / Term Deposit Opening Form can be downloaded here

Get In Touch

Our Expert will call you back on the number provided by you within 24-48 hours to assist you further. Thank you for your interest in Cosmos Bank

Ideal for people
  • This scheme enables customers to earn additional interest rates on their balances maintained in Savings/ Current accounts, at Term Deposit interest rates; with a flexibility of using funds whenever necessary.
Good to Know
  • Interest: ROI may change from time to time.
  • Form: available at Online Form Centre.